Independence are chartered tax advisers and asset managers. We specialise in international clients with cross-border situations.

It is our role to find the best way forward for each client, in their desire to create and manage wealth, easily and sustainably. We design bespoke solutions, because we find that the 'packaged' retail products issued by life companies and banks are ineffective and expensive. Many new clients come to us because their 'products' are not working: we immediately help them improve with the 'Solutions' service.

For our Private Clients, we find that if they are well briefed, they become confident and our annual fees for managing, reporting on, and administering their wealth are low. Our three briefings take a couple through everything they need to know about money, starting with 'Optimising Your Portfolio & Pensions'. Our briefings can be read, taken remotely with individual sessions, or taught personally on a long weekend at a four star location in Cornwall. If your investments have performed less than 20% to 30% since the crisis began [April 2008], take our first briefing.

We hope that everybody with assets over £100k [Eur 120k / USD 140k] will want to keep in touch using the 'Guide Money Tips', because our know-how makes a difference. Our Private Client services from £25 per month provide an integrated [UK] tax service, best investment buys research, and wealth management advice when you want it. There are three different levels:-

• Our 'Key' private client service level delivers the above 'basic' package.
• Our 'Advisory' service also manages client money for absolute return.
• Our 'Family Office' service level helps families and trusts administer and manage their money, property, family assets and businesses to deliver a result.

We do very little advertising, and most of our new clients are referred to us. May we ask you to 'join' us above, create an account, and we will contact you.

Fees and our philosophy

We do not take on work that we think will not offer real benefit. Our only income comes from clients, because this is honest and clear, and makes sure we keep delivering value. We are the only company authorised by the FSA and advising on investments to work this way. We never start work without agreeing a budget, and we guarantee satisfaction. If you say you genuinely have not received value (within 30 days of the invoice), do not pay.